Question 1

How does the Fiji cluster compare with other clusters (Maldives, Bali, Bora Bora) within DAMAC Islands?

Accepted Answer

Fiji at DAMAC Islands offers a quieter, more private lifestyle than clusters like Maldives or Bora Bora. It features family-friendly townhouses, low-density planning, and a calm tropical design, while other clusters focus on nightlife, marina activity, or entertainment-centric living.
1. Overview
Within the master development of Damac Islands 2, each cluster embodies a distinct theme. Fiji stands out as the tranquil, family-oriented retreat, while Maldives, Bali, and Bora Bora clusters highlight more active or social lifestyles. The entire community is inspired by world islands, yet each cluster’s architectural and planning cues appeal to different buyer profiles and moods.
2. Design & Lifestyle Contrast

Fiji Cluster: Prioritises privacy and natural serenity. Townhouses and villas follow soft tropical tones, generous glazing, and garden-front lagoon access. It’s ideal for families or retirees seeking quiet, wellness-centric living.

Maldives Cluster: Tends toward vibrant social living with higher activity zones, beach clubs, and marina adjacency. Ideal for short-stay holiday investors and lifestyle buyers.

Bali Cluster: Features bohemian-inspired architecture and more artistic communal zones blending resort design with youthful energy.

Bora Bora Cluster: Integrates lively waterfront entertainment and proximity to retail promenades; suits investors looking for high tourism exposure.

In essence, Fiji delivers the calm, while others deliver the crowd.
3. Investment & Market Insight
From an investment standpoint, Fiji’s appeal lies in its low-density planning and early Phase 2 pricing, starting from around AED 2.25 million.

Investors benefit from strong capital-growth potential as infrastructure completes across the islands.

Maldives and Bora Bora launched earlier (Phase 1) and now command higher entry prices due to proximity to the marina and earlier investor uptake.

Fiji’s timing (Phase 2) means improved master-plan amenities, refined landscaping, and enhanced accessibility crucial differentiators for long-term appreciation.

The community’s freehold ownership model and Golden Visa eligibility for properties above AED 2 million further amplify its appeal.
4. Connectivity & Community Appeal
Fiji enjoys a strategic location within Dubailand, just off Emirates Road (E611), ensuring quick access to major hubs while maintaining an island-escape atmosphere.The cluster is directly linked to inter-island pedestrian bridges and the Central Promenade, creating easy access to lifestyle amenities shared across all clusters.
For in-depth project information, visit Fiji at Damac Islands the dedicated page covering pricing, layouts, and the latest development updates.
5. Conclusion 
For buyers seeking peace, family comfort, and long-term investment upside, Fiji remains the most balanced option in DAMAC Islands.Its tropical calm, lagoon-front design, and lower density create a luxury experience distinct from the energetic vibe of Maldives, Bali, or Bora Bora clusters.Explore the master community via Damac Islands 2 or browse the full project details on Fiji at Damac Islands to compare all clusters and select your ideal lifestyle or investment match.

Question 2

How can I legally sell my property in Dubai and transfer ownership?

Accepted Answer

To legally sell a property in Dubai, you must follow a structured process regulated by the Dubai Land Department (DLD). The steps include clearing any outstanding mortgage, signing a Memorandum of Understanding (MoU) with the buyer, applying for a No Objection Certificate (NOC) from the developer, and completing the transfer of ownership at a DLD trustee office once the buyer makes full payment.
Detailed Explanation
Dubai ensures transparency in all real estate transactions through clear legal requirements. The sale and transfer process typically involves:

Clear Outstanding Mortgage: If the property is mortgaged, the seller must obtain a liability letter from the bank and settle the remaining balance before transfer.
Sale Agreement (MoU): Both parties sign a contract outlining the sale price, payment terms, and transfer timeline, often accompanied by a 10% deposit.
Apply for NOC: The developer issues a No Objection Certificate confirming that service charges are paid and there are no disputes related to the property.
DLD Transfer: At the Dubai Land Department or its trustee office, the buyer pays the balance, the seller receives funds, and the title deed is issued in the buyer’s name.
Fees: Transfer fees of 4% of the sale price are paid to the DLD, along with trustee and admin charges.

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Practical Implications for Sellers
Selling a property in Dubai requires careful financial planning. Clearing a mortgage may involve coordination with the buyer’s bank if the property is being financed. Obtaining an NOC ensures that all community charges are settled, which protects both the seller and buyer. Working with a RERA-registered broker can simplify paperwork and help avoid delays during transfer at the DLD.
Expert Insight & Conclusion
Dubai’s structured property sale process offers sellers a secure and transparent framework. From settling mortgages to finalizing ownership transfer at the DLD, every step is designed to protect all parties involved. Sellers should prepare documentation early, settle outstanding liabilities, and factor in transfer fees when negotiating the sale price. By following the official process and engaging with qualified professionals, sellers can ensure a smooth and legally compliant transaction.
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Question 3

What makes PASSO different from other Palm Jumeirah projects?

Accepted Answer

PASSO stands apart on Palm Jumeirah with its sculptural twin towers, Avita and Bella, fluid nature-inspired façades, and curated residence collections. Unlike many projects, it offers 625 residences, five penthouses, and six Beach Mansions, blending wellness living with ultra-luxury exclusivity. Scheduled for completion in 2029, PASSO is a landmark in the making.
👉 Contact Ask Dubai Property to explore why PASSO is unique.
In a market saturated with luxury developments, PASSO distinguishes itself through design, lifestyle curation, and exclusivity. While many Palm Jumeirah projects emphasize scale, PASSO is envisioned as a sculptural landmark, with architecture inspired by the natural fluidity of waves and movement. Its twin towers Avita and Bella are instantly recognizable, setting it apart visually from conventional high-rises.
👉 Book your consultation to preview PASSO’s unique design story.
Beyond aesthetics, PASSO offers curated residence collections. From the Wellness Collection with 1–2 BR homes featuring private plunge pools, to the Elite Collection of 1–4 BR apartments, and up to the five penthouses and six Beach Mansions, PASSO provides a wider spectrum of options than most projects. This diversity makes it appealing to both investors and ultra-high-net-worth buyers.
👉 Enquire today to discover the residence mix at PASSO.
Another differentiator is its completion timeline of 2029, which positions buyers to benefit from off-plan appreciation while securing a trophy asset in one of the world’s most competitive prime markets. Its integration of wellness, work-friendly environments, and lifestyle-driven amenities ensures relevance in the evolving global luxury segment.
👉 Contact Ask Dubai Property for investment strategies aligned with PASSO.
Ultimately, PASSO isn’t just another Palm Jumeirah address. It is being positioned as a global luxury benchmark, combining landmark design, curated collections, and holistic living in a way that few competitors can match.
👉 Reserve your PASSO unit to be part of this architectural icon.

Developer: Beyond Developments

Project name: PASSO

Towers: Avita & Bella (sculptural, fluid façades)

Total residences: 625 (1–6 BR)

Exclusive units: 5 penthouses, 6 Beach Mansions

Residence collections: Wellness, Elite, Penthouses, Beach Mansions

Design philosophy: Nature-inspired, fluid architecture, expansive glazing, high ceilings

Completion year: 2029 (off-plan investment growth)

Unique lifestyle focus: Wellness integration, hybrid living, resort-level amenities

Differentiation: Broader product mix + sculptural design vs. typical Palm projects

👉 Enquire now at Ask Dubai Property to learn how PASSO outshines its peers.

Question 4

What are the requirements for obtaining a bank loan to purchase property in Dubai?

Accepted Answer

To obtain a bank loan for purchasing property in Dubai, buyers must meet specific eligibility criteria and provide supporting documentation. Most banks require a valid passport, proof of income, bank statements, and UAE residency documents. For self-employed individuals, additional documents such as a trade license and audited financial statements are needed. Requirements may vary slightly across banks, but the general framework is consistent with UAE Central Bank regulations.
Detailed Explanation
Dubai’s mortgage system is regulated to ensure both borrowers and lenders are protected. The typical requirements include:

Valid Passport and Visa: Proof of identity is essential, and expatriates generally need a valid residence visa or Emirates ID.
Proof of Income: Salaried employees must provide salary certificates and 3–6 months of payslips and bank statements. Minimum income requirements are usually AED 10,000–15,000 per month, depending on the bank.
Self-Employed Applicants: Must submit a valid trade license, audited financial statements (typically 2 years), and company bank statements to prove stable income.
Credit History: Banks check UAE and sometimes international credit reports to assess repayment capacity.
Down Payment: For expatriates, a minimum of 20% down payment is required for properties under AED 5 million, and 30% for higher-value properties, as mandated by the Central Bank of the UAE.
Age & Tenure Limits: Mortgages must be repaid before age 65 for salaried individuals and 70 for self-employed, with typical loan terms ranging from 15 to 25 years.

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Practical Implications for Buyers
For prospective homeowners and investors, preparing the required documentation in advance can streamline the approval process. Salaried buyers benefit from predictable eligibility, while self-employed applicants face stricter scrutiny but can still qualify with proper financial records. Meeting the down payment requirement is often the largest financial hurdle, so planning liquidity is critical.
Expert Insight & Conclusion
Obtaining a bank loan for property in Dubai is a structured but achievable process if you meet the core requirements. Residency status, income stability, and down payment capacity are the three most important factors determining approval. Buyers should compare bank offers carefully, as interest rates, fees, and early settlement conditions vary. Consulting with a RERA-registered mortgage broker can help secure favorable terms and avoid delays, ensuring your property purchase proceeds smoothly.
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How does the Fiji cluster compare with other clusters (Maldives, Bali, Bora Bora) within DAMAC Islands?

1. Overview

2. Design & Lifestyle Contrast

3. Investment & Market Insight

4. Connectivity & Community Appeal

5. Conclusion

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