What are the requirements and process for obtaining a Golden Visa in Dubai through property investment?
To obtain a Golden Visa in Dubai through property investment, you must invest at least AED 2 million in real estate. The property can be ready or off-plan, provided it is purchased from an approved developer and registered with the Dubai Land Department (DLD). The Golden Visa grants a renewable 10-year residency, allowing investors and their families to live, work, and study in the UAE without the need for a national sponsor.
Eligibility Requirements
- Minimum Investment: AED 2 million in real estate (can be one property or multiple combined).
- Ownership Type: Property must be freehold and fully registered with the DLD.
- Mortgage Condition: If financed, at least AED 2 million of the property value must be paid to qualify.
- Investor Profile: Available to both UAE residents and non-residents purchasing approved properties.
Required Documents
- Valid passport and recent photographs.
- Property title deed issued by DLD.
- Proof of payment or mortgage clearance for the qualifying amount.
- Current UAE visa and Emirates ID (if already a resident).
- Medical fitness certificate from an approved UAE health center.
- Police clearance certificate (in some cases, requested during security checks).
Application Process
- Property Purchase: Buy a qualifying property worth AED 2 million+ in Dubai.
- DLD Registration: Ensure ownership is registered in your name with the Dubai Land Department.
- Submit Application: Apply through the General Directorate of Residency and Foreigners Affairs (GDRFA) or via approved service centers.
- Medical & Biometrics: Complete a health screening and biometric registration.
- Visa Issuance: Once approved, a 10-year Golden Visa is granted, renewable upon meeting conditions.
Practical Implications for Investors
Holding a Golden Visa offers benefits such as long-term stability, ability to sponsor family members, and potential business advantages. Investors can also spend extended periods outside the UAE without losing residency status. Importantly, properties purchased under mortgage or off-plan must meet the AED 2 million threshold in paid value—not just total property price.
Expert Insight & Conclusion
The Golden Visa through property investment is one of the most accessible residency pathways in Dubai. It balances a relatively modest entry point (AED 2 million) with significant lifestyle and business benefits. For serious investors, ensuring proper DLD registration, mortgage compliance, and timely documentation are the keys to a smooth application process. Partnering with a registered real estate consultant or visa service provider can further streamline approvals and reduce delays.